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Homebuyer Spotlight - Kasey And Hamilton Are First Time Home Buyers

DDA Mortgage • Nov 23, 2022

Congrats, Kasey and Hamilton! We're so excited for you guys. We know how much work it takes to buy a home, and we're thrilled you are moving into a great first home!

When it comes to buying a house, there's no time like the present. Whether you're just starting out or you have decades of experience under your belt, buying a home is an exciting step in your life journey. And it's one that we're here to help with! DDA Mortgage provides great service and competitive rates.

Whether you're looking for a new place for yourself or for your family, buying a home can be a huge milestone—not only financially but also mentally.


There's something about owning your own home that gives you a sense of security and independence while also allowing you to make decisions about how you live day by day.


That's why we love working with our customers—we know that buying a home is important for them, and we want to make sure that process goes smoothly from start to finish. It's not just about having somewhere nice to live: it's about building something beautiful together.

If you are thinking about buying a home, feel free to call us at (727) 784-5555. We will show you all your home loan and mortgage options, not just the traditional ones.


If you have questions about mortgages and home loans, please ask using the form below.

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What you need to know about FHA203k

By Didier Malagies • 13 May, 2024
There are two main types of FHA 203(k) loans: Standard 203(k) Loan: This is for more extensive renovations and repairs, including structural changes and repairs that exceed $35,000. The loan amount is based on the projected value of the property after the renovations. Limited 203(k) Loan: This is for less extensive renovations and repairs, typically costing less than $35,000. It's often used for cosmetic improvements, such as updating kitchens or bathrooms. Some key points about FHA 203(k) loans: They require a down payment of at least 3.5%. The property being renovated must be a primary residence. Borrowers must work with an FHA-approved 203(k) consultant. There are specific eligibility requirements and guidelines for the types of renovations and repairs that can be financed. Overall, FHA 203(k) loans can be a helpful option for buyers and homeowners looking to finance home improvements, but it's essential to understand the requirements and limitations of the program before applying. Tune in and learn https://www.ddamortgage.com/blog Didier Malagies nmls#212566 DDA Mortgage nmls#324329

First-time home buyers need to know that this is available

By Didier Malagies • 09 May, 2024
One program that is available for first-time home buyers is where you can put 1% down and the lender will give you the other 2% towards a down payment. A total of a 3% down on your home. If you bought a 300,000 home you would put 3,000 down and if you got the seller to pay 3% of closing costs, you just bought a home for $3,000. What would it cost to move into another rental? First, Last, and deposit? Now for the next program. depending on where you live, you could get up to $5,250 for a down payment or closing costs. That is huge and with the seller paying closing costs, Now you can see how the opportunities of getting into a home No liens, second mortgages, or anything. This is a great opportunity not to have to do down payment assistance with a second lien against your home with certain restrictions there are no restrictions with the 1% down or up to $5,250 towards down payment or closing costs Please let me know how I can help you tune in and learn at https://www.ddamortgage.com/blog Didier Malagies nmls#212566 DDA Mortgage nmls#324329

Did you know there are 3 types of FHA Mortgages

By Didier Malagies • 06 May, 2024
1. Regular FHA where you can put down 3.5% have lower credit scores, higher income debt ratios 2. FHA203k - Mortgage you can do with an added feature of having Home improvements where you buy a home and get things done like a new roof, air conditioning, etc ., and have it all in one. 3. I am going to catch you on this one, did you know that Reverse Mortgage is an FHA? So really 3 different types of vehicles that can get you into a home or get home improvements included in the financing or a Reverse Mortgage for the elderly that has no mortgage payment and help subsidize your retirement. The Government did an incredible job looking at the various ways to help buyers get into a home. tune in and learn https://www.ddamortgage.com/blog Didier Malagies nmls#212566 DDA Mortgage nmls#324329
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