Separated and Buying Home

DDA Mortgage • May 21, 2018

Are you getting separated and you want to move on with your life? Your spouse is up north. You're in Florida and you want to buy a home. 

Well, you're not buying that home unless they sign on the mortgage. No they're not on the note. They're not on
the title. They're not on any debt. But they have to sign for
homestead rights. 

Learn more about what you can do to buy a home before the divorce is final.

Check out our latest update about buying a house if you are separated but not divorced.
  • Transcript

    today I want

    to talk about being separated you moved

    on with your life your spouse is up

    north you're in Florida you want to buy

    a home well you're not buying that home

    unless they sign on the mortgage no

    they're not on the note they're not on

    the title they're not on any debt

    instrument but they have to for

    homestead rights you cannot buy a home

    as a primary residence without their

    signature so please note if you're gonna

    buy a home even though you've moved on

    separate lives if you're still married

    they need to sign keep that in mind when

    purchasing a home now if you want to buy

    an investment property where you have to

    put like 20% down you don't need their

    signature to sign on the other mortgage

    because it's an investment property not

    a primary remember on homestead rights

    is for primary residence only next week

    I'm going to talk about co-signing

    that's another one that's been coming up

    so wishing you a great day thank you

    very much

Check out our other helpful videos to learn more about credit and residential mortgages.

By DDA Mortage March 30, 2026
76% of homeowners have substantial equity. Explore debt consolidation, negotiation power, and building equity vs. renting. Contact DDA Mortgage today!
By DDA Mortage March 20, 2026
Fannie Mae and Freddie Mac are updating condo insurance standards in 2026. Learn how these changes impact costs and financing eligibility.
By Didier Malagies March 20, 2026
Thinking about refinancing your mortgage? You're not alone! Many homeowners are exploring refinancing to take advantage of potentially lower interest rates, shorten their loan term, or tap into their home's equity. But let's face it, the thought of all those closing costs can be a real deterrent. Title fees, appraisals, credit reports - they all add up! What if we told you there were ways to potentially reduce or even eliminate some of those pesky fees ? At DDA Mortgage, we're committed to finding you the best possible refinance options, and that includes exploring every avenue to save you money. The key lies in getting a solid loan approval through automated underwriting. Let's dive into how you might be able to save big!
Show More