Loan Programs

Loan Programs

Whatever your needs, you'll find that DDA Mortgage has a loan program that maximize your cash and minimize your closing costs and interest charges.

Residential Loans & Mortgages

Home loans, including FHA, VA, HomePath, conventional, USDA, Refinancing, and 203k streamline.
Documents needed for loan process:

✓  2 years personal and corporate returns

✓  2 most recent W-2’s statements

✓  2 months bank statements with all pages

✓  Copy of drivers license and social security card

✓  YTD P&L statement

✓  Copy of leases if applicable

✓  Copy of mortgage statement

✓  Copy of note and mortgage in some cases

✓  Letters of explanation if needed

✓  List 2 years of employment

✓  List 2 years of residency


Refinance only: name and phone number of insurance company, copy of owner's title policy, copy of old survey


Types of Loans:
Click on the loan below for more information:

Commercial Loans

The Commercial Brokerage Unit of DDA Mortgage is staffed by seasoned professionals that will seek the best terms and rates for your business loan needs, as well as offer you a level of service that is unparalleled in the commercial loan arena.
Commercial Mortgages
Whether you are purchasing a building, refinancing your existing facility, or looking to finance investor properties, our commercial mortgages are rate and term competitive.
Business Acquisition
If you are purchasing a business, our business acquisition loans are structured to quickly assist you in moving through the acquisition process. Rates and terms are competitive, and our staff of professionals will deliver added value to the process.
Private Money Commercial Loans
🏢 Projects up to $5,000,000
🏢 Up to 25-year loan terms
🏢 Up to 90% financing
🏢 Fully amortized loans - no balloon pmts
🏢 Competitive rates
🏢 Use of loan proceeds
🏢 Real estate purchase
🏢 Refinance
🏢 Construction
🏢 Renovation
SBA 7(a) Loans
For-profit business owners who need funds to expand, purchase another business or manage cash flow. Each SBA loan program has its own eligibility criteria and application process. Our SBA loan experts can guide you through the process.
🏗 Range $350 thousand - $5 million
🏗 Up to 10 million for USDA
Please consider DDA Mortgage for your next commercial loan.

Our Loan Processors:
lindsey@saleztrax.com
SBA 7A eligible uses include:
  • Owner-occupied commercial real estate
  • Debt refinance
  • Business acquisition
  • Partner buyout
  • Start-up franchise
  • Equipment purchase

Refinancing

The decision to refinance is derived from one straightforward question. Will you save enough money to offset the cost of the refinance? 

To calculate that answer, you need to ask yourself.

 

  • How many months makes sense on a refinance to recuperate your costs?
  • Will you recuperate in 18 months?
  • Are you doing a rate term only or cash out?
  • Are there two mortgages on the property?

 

Each situation is unique, so professional advice is a must in making this decision.


Watch our video below to learn more than schedule a review with DDA Mortgage to see if refinancing makes sense for you.

Schedule a Review
Whatever your needs, you'll find that DDA Mortgage has a loan program that maximize your cash and minimize your closing costs and interest charges.
(727) 784-5555
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