Whether you are looking to buy a home / property now, or want to prepare for a future purchase, I enjoy helping people find and qualify for the best loan possible. As a Mortgage Broker with over 34 years of expertise, I value the relationships I have built with realtors, bankers and past customers. I know that these relationships are based on the fact that I operate with integrity, put my clients first, and strive to offer the best customer experience in the state.
Palm Harbor, Florida
Independent Mortgage Broker
Your real estate agent knows the neighborhoods you want, and what you need.
Shouldn't your mortgage broker also understand Palm Harbor real estate?
Residential mortgages are not a one size fits all. Many factors go into what mortgage is best for you. Small business owners and solopreneurs may benefit from one type of loan while veterans and first-time homebuyers may benefit from another.
Unfortunately, most banks and lending institutions won't consider your personal circumstances. They push you to a traditional mortgage and if your credit isn't perfect, they rake you over the coals and hit you with a high term rate.
The real trick is to match the loan type to your personal circumstances. That's why you need to talk to an independent mortgage broker.
At DDA Mortgage, we specialize in mortgages, so we know the right questions to ask. Best of all, there is no obligation. After talking to an independent mortgage broker, you can still choose to use your bank to finance your loan.
Have a question? Call (727) 784-5555 and get the answer.
Our free Mortgage Question hotline is here to help.
How DDA Mortgage Is Different:
• We offer evening and weekend appointments and will come to your home if needed
• Guide you on how to manage your credit and finances to qualify for a mortgage
• There is no cost or obligation for a pre-qualifying interview
• We save you time within an online application and electronic signatures
• Complete transparency - all loan costs are fully disclosed upfront
• One-on-one service throughout the loan process with frequent status updates
• Deep knowledge of commercial and investor loan programs
I know that schedules can be hectic, so I will meet with you at your convenience to discuss your loan needs.
Why Choose DDA Mortgage?
Experienced Team
For more than 20 years, we’ve been helping people qualify for the right loans.
Loan Specialists
Together with you, we create the a loan plan that considers all of your needs.
Licensed & Insured
We meet the exceed our requirements for testing and education to stay current on all laws and regulations.
Locally Owned and Operated
We live here, we work here, we play here. We are your greater Tampa Bay neighbor.
Our Specialists
ALL our Loan Officers are NMLS Licensed!
Learn what this means: We all have passed a FBI & State Criminal Background Check (to include fingerprint checks), have our credit reports check and approved by NMLS, are in good standing with all applicable fees, and pass rigorous testing and complete continuing education to stay current on all laws and regulations.
We KNOW our jobs and do our jobs RIGHT so you can feel at ease in the process.
Didier Malagies
NMLS# 212566
(727) 784-5555
didier@ddamortgage.com
Dottie Spitaleri
NMLS# 289824
727-543-1753
dottie@ddamortgage.com
Tamara Dragon
NMLS# 289824
(727) 784-5555
