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Here are the anticipated conforming loan limits for Fannie Mae / Freddie Mac for 2026 (pending official announcement by the Federal Housing Finance Agency): 819,000 is the new loan amount, so you can buy a home for $862,105 and only put 5% down to keep in conforming  Interesting how prices of homes have come down, and the loan amounts have increased, so it's another way of not having to go to Jumbo financing. Didier Malagies nmls212566 DDA Mortgage nmls324329